Blog

Notes on money, privacy, and building ExtMoney.

• August 10, 2026

  Budgeting Apps Track What You Spent. They Don't Tell You If You're Getting Richer.

  Mint is gone, YNAB now costs $109 a year, and millions of people have had reason to rethink how they manage their money. But searching for “another budgeting app” may miss the bigger question: is your overall financial position actually improving?

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• July 17, 2026

  Say It or Snap It — Either Way, You're Not Typing

  Voice and receipt scanning sound like gimmicks until you notice they fix the actual reason people abandon finance apps. Here's how we built both.

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• July 7, 2026

  The Week “GDPR-Compliant” Stopped Being Enough

  A late-June Supreme Court ruling put a new question mark over the EU-US Data Privacy Framework. Here’s why data residency, business model, subprocessors, and consent records matter beyond a “GDPR-compliant” label.

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