Subscription and payment
Canceling your subscription
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Cancellation will be scheduled for the end of the paid period: access is maintained until that date, then the team switches to the free plan. Refunds for the already paid period are not issued. The rule is the same for monthly and annual subscriptions.
Only the team owner can cancel the subscription.
If the subscription was purchased in the app
Then the store cancels it, not us: in the app, instead of a cancel button, there is a link to your subscription in the store account. More details are in the article "Payment from a mobile app".
What happens to the data
Transactions, accounts, and other records are not deleted: you simply won't be able to create new items beyond the limits of the free plan. The only exception is backups: if the new plan stores fewer of them, the extra ones are kept for another 7 days (a "expires in N days" note is visible in the list), so make sure to download or restore the necessary ones.