Effective date: 05 Jul 2026 · Last updated: 05 Jul 2026
1. About This Policy
This Cookie Policy explains how ExtMoney uses cookies and similar technologies on our website and web app
(https://extmoney.com). It supplements, and should be read with, our Privacy Policy (§11).
We use cookies only to operate and secure the service and, with your consent, for limited analytics. We
do not use advertising, remarketing, behavioural-tracking, session-recording, or fingerprinting cookies.
2. What Cookies Are
Cookies are small text files a site stores on your device. Strictly necessary cookies are required for the service to function (e.g. to keep you signed in and to protect requests); they do not require consent. Other cookies are set only where you allow them.
3. Cookies We Use
| Cookie | Purpose | Type | Retention |
|---|---|---|---|
em_access | Keeps you signed in (short-lived access token; httpOnly, not readable by scripts) | Strictly necessary | Short-lived (about 15 minutes) |
em_refresh | Renews your session without re-login (httpOnly) | Strictly necessary | Session, or up to 30 days if you choose "Remember me" |
em_csrf | Cross-site request-forgery protection (double-submit token) | Strictly necessary | Session |
NEXT_LOCALE | Remembers your chosen interface language | Strictly necessary (preference) | up to 1 year |
em_cookie_consent | Remembers your accept/reject choice for non-essential cookies | Strictly necessary (consent record) | up to 1 year |
We do not store your card details or the contents of your financial records in cookies.
4. Similar Technologies
- Local storage (theme). Your light/dark theme preference is stored in your browser's local storage (not a cookie); it never leaves your device.
- Mobile analytics. In our mobile apps, where enabled, we use Google Analytics for Firebase for aggregate, non-identifying usage events (e.g. screen views) with no advertising identifiers — see the Privacy Policy (§6, §11). This is app SDK telemetry, not a web cookie.
- Anti-spam (contact form). Our public contact form uses Cloudflare Turnstile, which may set a strictly-necessary token to tell humans from bots. It is not used for tracking or advertising.
5. Managing Your Choices
Where we use non-essential cookies or analytics, a banner lets you accept or reject them, and you can
change your choice at any time (which updates em_cookie_consent). You can also block or delete cookies in
your browser settings, but blocking strictly-necessary cookies may break sign-in and security features. On
mobile, you can disable analytics in your device/app settings.
6. Changes and Contact
We may update this Policy; we will post the new version with an updated date. Questions:
hello@extmoney.com.